It may be that you are holding your life or health insurance policies in physical form. Now suppose you intend to apply for a loan against one of your life insurance policies and unable to locate the physical policy. You visit the life insurance office and are told that you need to surrender your physical policy as part of your loan application. Since you have misplaced your … [Read more...] about Lost or misplaced your life or health insurance policy? Apply for e-Insurance account and do away with hassles like filing indemnity bond while applying loan against insurance policy
Source: The Desk of B.P. <email@example.com> One of my readers asked me a GREAT question the other day: "I don't need to make a million bucks in the markets... ...but I WOULD like to know how to win MORE and lose LESS. Can you show me how to do that?" Well, that simple question caused me to hole up in my "trading lab" for a couple of days and … [Read more...] about The 3 little trading “tricks” to winning MORE and losing LESS
The business of banking falls under priority services and all banks whether public or private in India need to comply with stringent guidelines by the RBI. While NPAs (nonperforming assets) are part of their businesses, there is a limit set by RBI as part of good governance. New banks are allowed to float only after they demonstrate they are here for a long run. While … [Read more...] about Dividend play and how investing in bank stocks and public sector units different from the rest?
Life insurance products are designed for lifestyle protection, children and retirement fund planning, while income tax rebate induces individuals to buy insurance policies. From an operations research (OR) perspective, there is a given insurance cover for which tax savings, sum assured (survival benefit or death benefit), return on investment is maximized given your age, … [Read more...] about Term plan versus pure endowment plan and insurance-cum-investment products in between
India closely followed by China is the largest importer of gold. Around half of the imported gold is used in gold jewelry. Also, gold is a place to invest for tens and thousands of middle class and an upper-class populace who find real estate tricky and stock market underperforming for the last five years. At a time when the price of gold in the international market is down by … [Read more...] about Gold economics in the time of falling international prices of gold