Life insurance products are designed for lifestyle protection planning, children fund planning, and retirement fund planning while income tax rebate induces individuals to buy life insurance and health insurance policies. From an operations research (OR) perspective, there is a given insurance cover (life & health) for which tax savings, sum assured (survival benefit or death benefit), return on investment is maximized given your age, health status, current and projected yearly income and expenditure, and no. of dependents, which exactly our financial advisors at TNS Securities help you achieve.